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Who we are

Built by hustlepreneurs, for hustlepreneurs.

We built 1st Step Accounting with one goal in mind: making accounting a little less taxing© for small business owners all across the US. By combining proactive guidance, modern technology, and a personal approach, we help entrepreneurs and small business owners simplify their finances, understand their numbers, and focus on what they do best.

Our story

We've been in your shoes.

Before founding 1st Step Accounting, our founder, Nayo Carter-Gray, was balancing a full-time job while building a direct sales business and running a retail store. She understood what it took to operate a small business, but she also saw that many other entrepreneurs didn't have the accounting knowledge or support they needed. As her business continued to grow, she realized many traditional accounting firms weren't interested in working with smaller businesses. She believed those entrepreneurs deserved the same level of guidance and support as larger companies, so she decided to create a firm that would.

What started by helping fellow entrepreneurs navigate their taxes quickly grew into something bigger. As those businesses took their next steps, so did their need for bookkeeping, tax planning, and ongoing financial guidance. Today, 1st Step Accounting is proud to support individuals, entrepreneurs, and small business owners through every step of their financial journey.

Work with us See what we do
A pair of sneakers facing a pair of dress shoes
2014
founded · 12 yrs in business
200+ clients
What we believe

The three things we obsess over.

Numbers matter, but so does the way we serve our clients. These three principles are at the heart of everything we do.

Keep you informed.

Good communication builds great relationships. That's why we keep you informed throughout the process, answer your questions, and make sure you always know what to expect.

Focus on What Matters

You started your business to do what you love, not spend your time worrying about bookkeeping and taxes. We help take the financial burden off your plate so you can stay focused on what matters most.

Keep It Simple

Accounting doesn't have to be complicated. We explain your numbers in plain language so you can spend less time decoding reports and more time running your business.

Meet the team

The humans who'll actually return your call.

Behind every email, phone call, and financial report is a team of dedicated professionals who genuinely care about your success. Get to know the people who make accounting a little less taxing every day.

Nayo Carter-Gray, EA

Founder + CEO

“Making Accounting a Little Less Taxing”® is Nayo Carter-Gray's goal as owner and founder of 1st Step Accounting LLC. A self-proclaimed techie, Nayo decided a virtual accounting practice was the best way to travel and still help small business owners all across the US manage their financial systems. Nayo is an Enrolled Agent, a QuickBooks Online Advanced Certified Pro-Advisor, former Intuit Accounting Council member (2018-2019), named one of the Top 50 Women in Accounting, and is currently the chair of the Maryland Board of Individual Tax Preparers.

Margarita Wilcox

Client Services Manager

“I am passionate about creating a positive experience for every client. My attention to detail, strong communication skills, and genuine enjoyment of working with people help me build trusted relationships and ensure our clients feel supported every step of the way.”

Tramaine McCarty

Jr. Accountant

“I am dedicated to helping clients achieve their goals for success through dependable, personalized service. As a proud mother of four, I enjoy being creative, dancing, and supporting charitable causes, bringing the same enthusiasm and commitment to both my personal and professional life.”

12+
YEARS IN BUSINESS
200+
ACTIVE CLIENTS
38
STATES SERVED
4.9★
AVG CLIENT RATING
Next Steps

Ready when you are.

Every business starts somewhere. Whether you're taking your first step or planning your next one, we're ready when you are.

  • ✓ 15-minute Discovery Call
  • ✓ Virtual Firm Serving Clients Nationwide
  • ✓ Personalized Recommendations
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